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Your lender will ask for basic information like your name. Some of the best personal loans come with APRs between about 4 and 36. Which can be as low as 599 to 3599.

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Some lenders which we noted offer the ability to pay your creditors directly. Get a Personal Loan. A bad credit loan for personal needs allows you to get a loan amount of up to 15000 and repay the money within 60 months.

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